Hi
I don't know anything about this - but Google is Not Your Friend
From what little I've read, a lot of cases aren't picked up before delivery, so you're already ahead of the game. Your MW will do everything possible to make sure you get the best outcome
Perhaps call her and ask her to explain again. It's important for you know know all you need to know, so she'll be more than happy to go through it again.
I can't answer your questions though, just wanted to wish you all the best