OHbaby! Forums : Sanity Money https://www.ohbaby.co.nz/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Sat, 18 Apr 2026 08:39:31 +0000 Tue, 15 Jun 2010 14:24:17 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.05 360 https://www.ohbaby.co.nz/forum/RSS_post_feed.asp?TID=34024 <![CDATA[OHbaby! Forums]]> https://www.ohbaby.co.nz/forum/forum_images/web_wiz_forums.png https://www.ohbaby.co.nz/forum/ <![CDATA[Sanity Money : forgot to say we are budgeting...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1064197&title=sanity-money#1064197 Author: nannyabbey
Subject: 34024
Posted: 15 June 2010 at 2:24pm

forgot to say we are budgeting for one income only - about to have baby and did not want to guarantee any income from me for a year.]]> Tue, 15 Jun 2010 14:24:17 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1064197&title=sanity-money#1064197 <![CDATA[Sanity Money : we have 10 dollars a week - this...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1064179&title=sanity-money#1064179 Author: nannyabbey
Subject: 34024
Posted: 15 June 2010 at 2:14pm

we have 10 dollars a week - this is purely for our own extra bits and bobs and doesn't cover clothing, eating out together etc because we have that in another part of our budget. My hubby doesn't struggle with this cause he hardly uses it! and i'm fine when i remind myself about our financial goals! he he. We do have it easier because we don't drink, smoke or play lotto!]]> Tue, 15 Jun 2010 14:14:17 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1064179&title=sanity-money#1064179 <![CDATA[Sanity Money : Mine is $100 a fortnight out of...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063903&title=sanity-money#1063903 Author: caliandjack
Subject: 34024
Posted: 15 June 2010 at 11:18am

Mine is $100 a fortnight out of this I pay for my cellphone, lunches I generally only buy lunch once a week, the rest I get from the supermarket. Neither of us drink.
Gifts / laybys we have a lot of birthdays in September and towards the end of the year so I try to set up laybys etc and stretch it out. 

I have my wages split between my own eftpos account and the rest goes into the joint account to cover bills etc.

I have an extra $100 for food and petrol.

 

]]> Tue, 15 Jun 2010 11:18:56 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063903&title=sanity-money#1063903 <![CDATA[Sanity Money : I just need some sanity Two...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063883&title=sanity-money#1063883 Author: ange221
Subject: 34024
Posted: 15 June 2010 at 11:00am

I just need some sanity

Two pre-schoolers, Two teenage step-kids, and a large dog that's recovering from knee surgery is enough to send anyone round the twist!]]> Tue, 15 Jun 2010 11:00:14 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063883&title=sanity-money#1063883 <![CDATA[Sanity Money : I need some sanity money sigh...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063769&title=sanity-money#1063769 Author: KitKat
Subject: 34024
Posted: 15 June 2010 at 9:11am

I need some sanity money
sigh ]]> Tue, 15 Jun 2010 09:11:31 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063769&title=sanity-money#1063769 <![CDATA[Sanity Money : I just talked to DH on the way...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063652&title=sanity-money#1063652 Author: Nutella
Subject: 34024
Posted: 14 June 2010 at 11:19pm

I just talked to DH on the way home from holiday about this and we are gonna have $50 a fortnight which I think is gonna be heaps but we can revise..not much to spend on here so should be easy...that covers my scrapbooking class, any bits and pieces I want for that, any junk food/coffees and magazines etc....But as I say not much around here to buy hehe.]]> Mon, 14 Jun 2010 23:19:03 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063652&title=sanity-money#1063652 <![CDATA[Sanity Money : I was spending heaps on coffees,...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063376&title=sanity-money#1063376 Author: jaz
Subject: 34024
Posted: 14 June 2010 at 7:50pm

I was spending heaps on coffees, lunches etc so now draw $20 a week and that has to do me. ]]> Mon, 14 Jun 2010 19:50:15 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1063376&title=sanity-money#1063376 <![CDATA[Sanity Money : Ours is $50 each per week. It&#039;s...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062621&title=sanity-money#1062621 Author: GuestGuest
Subject: 34024
Posted: 14 June 2010 at 11:15am

Ours is $50 each per week. It's only for lunches during the week and going to the pub. Everything else fits into different budget categories.

ETA: to answer your second question, we draw ours out as cash every Monday. That way we always know how much we have left.

Edited by Little_Red]]> Mon, 14 Jun 2010 11:15:20 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062621&title=sanity-money#1062621 <![CDATA[Sanity Money : Ours is $50.00 per week .. I transfer...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062613&title=sanity-money#1062613 Author: lilfatty
Subject: 34024
Posted: 14 June 2010 at 11:10am

Ours is $50.00 per week .. I transfer it over each payday into our respective savings accounts so we have eftpos access to our own money.

It covers any luxury items ... going to the movies, DH like to have coffee on campus so that comes out of his own money, and pressies for each other .. and other "crap" that isnt covered in our budget, like games for DH, my fitness magazines etc.

It doesnt cover beer as that is in the groceries or clothes, shoes, haircuts etc .. that all comes out of household expenses.]]> Mon, 14 Jun 2010 11:10:21 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062613&title=sanity-money#1062613 <![CDATA[Sanity Money : Gosh better not let DH see this......]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062579&title=sanity-money#1062579 Author: mummyofprinces
Subject: 34024
Posted: 14 June 2010 at 10:52am

Gosh better not let DH see this... ours is teeny compared to you guys BUT things are very tight right now and we are trying to stay afloat....

Ours covers coffees (me), beers (DH), lunches ... essentials are budgeted into our savings account. We both have our own accounts that our spending money is put into each fortnight and if special occassions are coming up then our gift amount is transfered in a month or so before hand...]]> Mon, 14 Jun 2010 10:52:31 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062579&title=sanity-money#1062579 <![CDATA[Sanity Money : we have $50 each a week, which...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062404&title=sanity-money#1062404 Author: freckle
Subject: 34024
Posted: 14 June 2010 at 8:32am

we have $50 each a week, which we withdraw in cash fortnightly... It is suppose to cover anything unnecessary basically]]> Mon, 14 Jun 2010 08:32:36 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062404&title=sanity-money#1062404 <![CDATA[Sanity Money : Ours is $25 a week, which only...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062352&title=sanity-money#1062352 Author: emz
Subject: 34024
Posted: 13 June 2010 at 11:36pm

Ours is $25 a week, which only includes personal spending, no takeaways, nights out together, clothes (except for splurges, but necessities are taken care of) and anything else we agree on. It's purely spending money.

We have our sanity accounts loaded onto our Savings buttons on our Eftpos cards and I transfer the amount fortnightly along with our petrol money. If DH needs more for work (they often spring things on them at the last minute) he pays from our normal account and we decide later on if he needs to pay it back.

We'd like more, but we've just increased it from $20 each a week now I'm working more so we feel rich lol]]> Sun, 13 Jun 2010 23:36:55 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062352&title=sanity-money#1062352 <![CDATA[Sanity Money : Ours is $50 a week. Pays for my...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062330&title=sanity-money#1062330 Author: mummy_becks
Subject: 34024
Posted: 13 June 2010 at 10:36pm

Ours is $50 a week. Pays for my smokes and V and anything else I need (like paying parking tickets )

]]> Sun, 13 Jun 2010 22:36:36 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062330&title=sanity-money#1062330 <![CDATA[Sanity Money : We had $60 a week each, but then...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062326&title=sanity-money#1062326 Author: Blankney94
Subject: 34024
Posted: 13 June 2010 at 10:33pm

We had $60 a week each, but then tightened up to $60 a fortnight because we were not making much financial headway.  If DH wants to buy booze or buy Lotto, then it comes out of that money.  It's also great when you want to make a secret purchase like buying DH a present. 

]]> Sun, 13 Jun 2010 22:33:13 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062326&title=sanity-money#1062326 <![CDATA[Sanity Money : We have $25 each a week - for...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062087&title=sanity-money#1062087 Author: fire_engine
Subject: 34024
Posted: 13 June 2010 at 7:23pm

We have $25 each a week - for lunches, coffees, snacks, library fines in my case , haircuts, clothes .... We also have a budget line called "household" which covers things like the doctor, chemist, some of my haircut, bigger clothes stuff, couples meals out (ha, the 2x a year when they happen!), Dan's haircuts, nappies, clothes.

Ours is conscience ruled, but we have our budget on the fridge and when we spend stuff we write it up - we've found it the easiest way to keep track of what we're spending rather than it being a "fess up" thing.]]> Sun, 13 Jun 2010 19:23:22 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1062087&title=sanity-money#1062087 <![CDATA[Sanity Money : we have automatic payments into...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1061928&title=sanity-money#1061928 Author: popcorn
Subject: 34024
Posted: 13 June 2010 at 4:53pm

we have automatic payments into our own wee sanity money accounts fortnightly, that way we can buy each other presents for birthdays etc and its a secret! ]]> Sun, 13 Jun 2010 16:53:21 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1061928&title=sanity-money#1061928 <![CDATA[Sanity Money : DF is paid monthly, he keeps sanity...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1061926&title=sanity-money#1061926 Author: Caronz
Subject: 34024
Posted: 13 June 2010 at 4:47pm

DF is paid monthly, he keeps sanity money for him self, transfers same to my acc and the rest goes to the house acc to cover bills, morgage, food etc, kid stuff comes out of this acc.
sanity money for us covers anything that we want/need that isnt brought in the food shop so if we want to buy lunch when there is food at home, its our money, same goes for clothes etc, anything we need/want really]]> Sun, 13 Jun 2010 16:47:43 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1061926&title=sanity-money#1061926 <![CDATA[Sanity Money : We have sanity money but the amount...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1061881&title=sanity-money#1061881 Author: MrsEmma
Subject: 34024
Posted: 13 June 2010 at 4:08pm

We have sanity money but the amount varies depending on the week!

We get it out in cash once a week (DH is paid weekly) and I find that much easier than spending up to the limit on eftpos/credit, I find that when I have cash I'm less likely to spend it willy nilly because I can see exactly what I have left.]]> Sun, 13 Jun 2010 16:08:25 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1061881&title=sanity-money#1061881 <![CDATA[Sanity Money : So now that I have gone back to...]]> https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1061860&title=sanity-money#1061860 Author: floss
Subject: 34024
Posted: 13 June 2010 at 3:48pm

So now that I have gone back to work, hubby and I have decided that we will start each having sanity money again, just wondering how many other people do this, what sort of amount do you have each week, and what has to be included in this, like lunches etc?
And how do you do it, do you get it out on payday or do you just leave it in the account and spend up to your sanity limit??
Its been so long since we did this im not sure what will work best.

Edited by floss]]> Sun, 13 Jun 2010 15:48:16 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=34024&PID=1061860&title=sanity-money#1061860