https://www.ohbaby.co.nz/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Thu, 30 Apr 2026 02:43:40 +0000 Mon, 10 May 2010 21:56:42 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.05 360 https://www.ohbaby.co.nz/forum/RSS_post_feed.asp?TID=33335 https://www.ohbaby.co.nz/forum/forum_images/web_wiz_forums.png https://www.ohbaby.co.nz/forum/ https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022228&title=money#1022228 Author: Lisha
Subject: 33335
Posted: 10 May 2010 at 9:56pm

Thanks for all of your tips! Will have a look at that website and maybe we should make a meal plan for the week ]]> Mon, 10 May 2010 21:56:42 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022228&title=money#1022228 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022205&title=money#1022205 Author: Bizzy
Subject: 33335
Posted: 10 May 2010 at 9:47pm

it would depend on what you need to get with the $50... if thats whats left after the bills and food and rent then you are sweet - thats heaps. and even if you need that for food thats heaps for a week too. ]]> Mon, 10 May 2010 21:47:01 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022205&title=money#1022205 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022186&title=money#1022186 Author: Guests
Subject: 33335
Posted: 10 May 2010 at 9:38pm

We have been like that for a while now, which was fine to be a SAHM you make sacrifices.
But DH work made him take unpiad days off last year and just recently which has taken a toll
We're looking at downgrading/sizing our house and mortgage now.

Although I did a meal plan recently and we savied $60 on groceries last fortnight. ]]> Mon, 10 May 2010 21:38:22 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022186&title=money#1022186 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022149&title=money#1022149 Author: AandCsmum
Subject: 33335
Posted: 10 May 2010 at 9:26pm

Have a look at the simple savings website & have a read about the $21 challenge, some says it's crap but if you do a stock take of your fridge, freezer & pantry you'll be surprised what you can find.

I haven't shopped for a few weeks & I just spent a whooping $78 on shopping today!

Also have a look at Babes Fantastic tips. I swear by the dishwashing liquid for jazzing up cheap & nasty dishwashing liquid. I use her no knead bread, I bake fabulous chocolate cakes for morning tea.

Living waiting for money to come in sucks at least I know I can always whip something up I always have money set aside in the bill account so if a bill comes in I know that money is there, so nice not to have to worry about that side of things ]]> Mon, 10 May 2010 21:26:36 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022149&title=money#1022149 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022086&title=money#1022086 Author: caliandjack
Subject: 33335
Posted: 10 May 2010 at 8:49pm

There are a few times when we have more month than money as most of our money goes on the mortgage and bills too. That's just life... I'm happy to go without fancy clothes and new shoes in order to have a lovely home and time to spend at home once the baby comes.

I am a creative cook and can whip a nutricious tasty meal from basic ingredients.

Thing is its not forever, I will go back to work and by the time the kids are school aged I'll most likely be almost full time having that extra wage is where all the extras come from.
Its these early years when things are difficult my parents went through it and so will we, its how it is. ]]> Mon, 10 May 2010 20:49:52 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022086&title=money#1022086 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022072&title=money#1022072 Author: MrsEmma
Subject: 33335
Posted: 10 May 2010 at 8:41pm

I agree, we have recently decided for me to be a SAHM and I'm looking forward to the challenge of living off one income! Anything to be at home with my little man! ]]> Mon, 10 May 2010 20:41:40 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022072&title=money#1022072 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022041&title=money#1022041 Author: emz
Subject: 33335
Posted: 10 May 2010 at 8:19pm

Hugs Lisha!

Before I went back to work and our mortgage refixed we lived off such a meager amount of disposable income, it was all variations of bread and soup for dinner and we were raiding the piggybank where all the change goes for milk etc. I do think these times make you appreciate the money you have more though, and realise that it's important to know where it's going ]]> Mon, 10 May 2010 20:19:13 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1022041&title=money#1022041 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021996&title=money#1021996 Author: LJsmum
Subject: 33335
Posted: 10 May 2010 at 7:51pm

the book by sophie gray- the destitute gourmet, called " live well spend less " has lots of great tips to live on next to nothing. I'm reading it at the moment and have got lots of good money saving ideas from it.

We hardly have any disposble cash left after the mortage and bills are paid as well. It's hard but worth it, to be a SAHM
]]> Mon, 10 May 2010 19:51:42 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021996&title=money#1021996 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021918&title=money#1021918 Author: Lisha
Subject: 33335
Posted: 10 May 2010 at 7:09pm

Ok - We have a wee bit more than $50, thank god. And have gone down to one wage as I had a job for 5 months - the extra money was great!

Not downsizing, as we were very lucky to get this house!

I suppose it will be good for us too Peanut. Challenging as you say ]]> Mon, 10 May 2010 19:09:00 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021918&title=money#1021918 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021908&title=money#1021908 Author: Peanut
Subject: 33335
Posted: 10 May 2010 at 7:03pm

We have a week or two like that every now and again. Its hard but I actually enjoy the challenge but only because its not that often ]]> Mon, 10 May 2010 19:03:06 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021908&title=money#1021908 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021898&title=money#1021898 Author: kebakat
Subject: 33335
Posted: 10 May 2010 at 6:59pm

Have you considered a slight downgrade house wise?

DH finds living on a tight budget very difficult. I don't enjoy it but I get over it as I lived as a poor ass student. Hes never really had to do it so struggles with not being able to buy what he wants...

So we are looking around so we can sell this house and have a slight downgrade kinda. We want a place that isn't smaller but is something that isn't so attractive. Then we can add value and have a smaller mortgage. That is the plan anyhow. We are doing a lot of research first to make sure we can do what we want with our little plan before going on the market though.

Being a slave to the mortgage is not cool.]]> Mon, 10 May 2010 18:59:51 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021898&title=money#1021898 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021884&title=money#1021884 Author: Lisha
Subject: 33335
Posted: 10 May 2010 at 6:51pm

I am so upset. DH has just told me that he has $50 left until next Thursday!! How are we going to live??

He is on a very good wage, and we live in a very nice house, but when it comes to pay day, most of the money goes on the mortgage and bills and we hardly have any money for anything else.

I know that things will get better, just going through a rough patch Sorry for the rant!]]> Mon, 10 May 2010 18:51:20 +0000 https://www.ohbaby.co.nz/forum/forum_posts.asp?TID=33335&PID=1021884&title=money#1021884